100% FINANCING
A loan that covers 100% of the complete sale price value of the home.

103% FINANCING
A loan that covers 100% of the complete sale price value of the home, plus an additional 3% of the cost of the loan.

100% (80/20 LOAN)
A loan that covers 100% of the complete sales price value of the home with 2 separate loans. The 1st loan will cover 80% of the sale value and the 2nd will cover 20% of the sale value.

125% LOANS
This loan will let you borrow 25% more than the current value of you existing loan. Based on your current credit and payment history, you can pay off consumer debt, or any other financial obligations.

85% LTV to 97% LTV
There are various LTV (loan-to-value) loans available to us. There are many factors based on a complete overview of your application, we will help you determine where you fit in.

STATED INCOME
Where based on your credit worthiness and credit scoring, you may qualify to simply state your income without actually proving it. This is a wonderful program for self-employed people, because we all know we like to take a loss on our taxes.

100% - STATED
A loan based on the complete sale value of the home, without actually proving the income you state you earn. (see # 6)

100%-STATED- NO INCOME OR ASSET VERIFICATION
Combine # 6, and # 7, along with 100% financing, stating income, you now do not have to provid documentation for the assets you list on your application.

GOVERNMENT LOANS
FHA, and the various programs FHA loans have to offer.

VA
A loan based on the borrowers ability to use the veterans administration for the no money down programs they offer.

M.AP. & C.H.F.F.A
There are several local and city, state, & federal governmental programs that do assist individuals with down payment assistance. Based on your loan application our loan officer can guide qualified applicants in the right direction to take full advantage of the programs known to us.

FIRST TIME BUYER PROGRAMS
This does not always mean this is your first home purchase; this first time buyer can be linked to many programs. There are circumstances that this can be very beneficial you as far as what criteria collectively what programs are best for you for this specific purchase.

SUB-PRIME
Simply means less than perfect credit or worse. We specialize in this type of lending, we have worked very hard for a long time to find the best wholesale lenders in this field, not just to get the loan through but to give our borrowers the very best deal for them.

Aside from residential (our specialty) we also offer: construction, commercial land, jumbos, and basically whatever you need.